Many people think they are well off financially. Until things go against them.
Financial health is not just about a good salary or a buffer in the bank. The real test comes when life goes differently than planned. What happens if you fall ill for a long time? Lose your job? Or if your partner drops out unexpectedly? That is precisely when it becomes clear whether your financial situation is really in top shape.
Within Financial in Top Condition, these scenarios are thoroughly analysed. Not on the basis of assumptions, but on the basis of your actual expenses, commitments and goals. Because real peace of mind only comes when you know your financial situation can withstand change.
Four scenarios that will determine your future:
- Long life: Can your income, assets and planning continue to support your lifestyle well beyond retirement?
- Death: How will your family stay afloat financially if you or your partner drops out?
- Occupational disability: What happens to your fixed expenses and goals in case of permanent loss of income?
- Unemployment: How long can you make ends meet without work, without depleting your savings?
These scenarios are part of the FIT assessment. Based on realistic testing and personal parameters, it provides insight into how your financial situation holds up in each of these situations.
Why this analysis is essential
Many financial plans are based on optimistic assumptions. But financial resilience is created precisely by being prepared for setbacks. The FIT scenario analysis answers questions such as:
- What happens to your monthly expenses when income drops away?
- Will your family and lifestyle remain financially protected?
- Are your provisions and insurance really adequate?
- Can you use savings or investments to bridge periods of adversity?
- What concrete improvements will make your financial situation more stable?
An unexpected event does not have to become a crisis. Provided you make the right choices beforehand.
Insight gives certainty
With the FIT plan, it becomes clear:
- What risks there are in your situation
- Which facilities are (in)adequate
- What you can do concretely to strengthen your financial resilience
This approach not only makes your financial situation transparent, but also resilient. Because those who are prepared need not fear uncertainty as much.
Want to know how your financial situation will hold up in case of illness, death or unemployment? Request a free intake here and find out if your financial future can really withstand whatever life brings.
